diff --git a/components/chat.tsx b/components/chat.tsx
index b4998ad..3abe0de 100644
--- a/components/chat.tsx
+++ b/components/chat.tsx
@@ -14,7 +14,6 @@ import type { VisibilityType } from './visibility-selector';
 import { useArtifactSelector } from '@/hooks/use-artifact';
 import { unstable_serialize } from 'swr/infinite';
 import { getChatHistoryPaginationKey } from './sidebar-history';
-import { toast } from './toast';
 import type { Session } from 'next-auth';
 import { useSearchParams } from 'next/navigation';
 import { useChatVisibility } from '@/hooks/use-chat-visibility';
@@ -63,7 +62,8 @@ export function Chat({
 
   const [input, setInput] = useState<string>('');
   const [usage, setUsage] = useState<AppUsage | undefined>(initialLastContext);
-  const [showCreditCardAlert, setShowCreditCardAlert] = useState(false);
+  const [showErrorAlert, setShowErrorAlert] = useState(false);
+  const [errorMessage, setErrorMessage] = useState('');
   const [currentModelId, setCurrentModelId] = useState(initialChatModel);
   const currentModelIdRef = useRef(currentModelId);
   
@@ -108,17 +108,8 @@ export function Chat({
     },
     onError: (error) => {
       if (error instanceof ChatSDKError) {
-        // Check if it's a credit card error
-        if (
-          error.message?.includes('AI Gateway requires a valid credit card')
-        ) {
-          setShowCreditCardAlert(true);
-        } else {
-          toast({
-            type: 'error',
-            description: error.message,
-          });
-        }
+        setErrorMessage(error.message);
+        setShowErrorAlert(true);
       }
     },
   });
@@ -218,8 +209,8 @@ export function Chat({
       />
 
       <AlertDialog
-        open={showCreditCardAlert}
-        onOpenChange={setShowCreditCardAlert}
+        open={showErrorAlert}
+        onOpenChange={setShowErrorAlert}
       >
         <AlertDialogContent>
           <AlertDialogHeader>